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What Exactly is a Mortgage Transfer?

With the typical sale of a property, the new owners usually apply for a mortgage to finance the purchase. When the sale is finalized, the new owners begin paying their new mortgage with the set of terms and interest rate that were agreed upon with their lender. But in some circumstances, a mortgage may be transferred from the sellers to the new owners.

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INFOGRAPHIC: What do Today’s Home Sellers Look Like?

What do today’s home sellers look like? According to statistics gathered by the National Association of Realtors (NAR), they’re living in their homes longer before selling and are more likely to use a real estate agent to sell. Here are some interesting facts about home sellers of today.

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Why Should Buyers Sign a Buyer’s Representation Agreement?

Buying a home is a big deal, and buyers are highly advised to have representation when they search for a home and negotiate a deal. Having a real estate agent represent you when making this massive purchase is certainly beneficial for many reasons, but the details of this professional relationship should ideally be outlined in a contract, known as a Buyer’s Representation Agreement.

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Bridge Loans: What Buyers Should Know

If you are already a homeowner and are looking to buy a new home, you have the distinct benefit of being able to use the proceeds of the sale of your property to be used to make a new home purchase.

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Pros and Cons of Buying in a Gated Community

A gated community is basically a neighborhood of homes that can only be accessed by residents and their invited guests. Before you decide whether or not a gated community is right for you, consider the following pros and cons first.

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INFOGRAPHIC: NAR’s Existing Home Sales Report For February 2018

Here are some stats surrounding existing home sales in February, as compiled by the National Association of Realtors (NAR).

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Is it Possible to Buy a Home With Bad Credit?

Getting approved for a mortgage can be pretty challenging these days. Lenders are rather stringent with their lending requirements and aren’t in the business of loaning out money to just anyone. Nowadays, you’ve got to meet strict criteria in order to get approved for a conventional mortgage, and that includes having good credit.

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What Can Happen if Your Remodel Without a Permit?

If you’re thinking of renovating your kitchen, expanding the living room, or adding a completely new addition to your home, you’ll need to apply for a permit before any work begins.

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What is an ‘Alienation Clause’ in Real Estate?

If you’re buying or selling a home that still has a mortgage on it, you’ll likely be dealing with what’s known the lending world as an ‘alienation clause’.

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INFOGRAPHIC: 8 Stats on Today’s Millennial Homebuyer

Millennials are not only the largest demographic in the US at over 75 million, they also make up the biggest share of buyers in the country. Here are some stats on the demographic that’s heavily influencing the real estate market.

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